A Quick Guide to the Gerber Life Insurance Products

Gerber Life offers a range of insurance policies that were designed to fit the different needs of different people – from young families to grandparents. Ever since our founding in 1967 by Gerber Products Company, we have been providing quality life insurance for budget-conscious families and individuals nationwide.

Today, we continue to share the same goal and tradition: being the name that people trust in caring for their families.

Whether your goal is to provide financial protection for your family or to prepare for your child's education, read on to figure out which product is the right choice for you.

Parents and grandparents who want to give their child or grandchild a financial head start might consider the Grow-Up^® Plan. The Grow-Up^® Plan is whole life insurance that builds cash value over time. It can last a lifetime yet still maintains the original child-size premium rate. The Grow-Up^® Plan provides your child with guaranteed insurability as an adult, no matter what their future health or occupation may be.¹

Do you have life insurance for yourself? If something happens to you will your family be able to manage financially? Our Family Plan Term life insurance can help. Many parents choose Term life insurance because it can provide greater protection for your family at a lower cost than Whole Life. It's called Term because it provides coverage for a specific amount of time. Our Family Plan term policy offers terms of 10, 20 or 30 years with coverage amounts from $100,000 to $2,000,000, depending upon your age. It's available to those aged 18-70.

If you’re looking for life insurance protection that also builds cash value over time, perhaps our Family Plan Whole life policy would fit your needs. We provide whole life insurance for ages 18 to 80 that can last for as long as you live, with a premium rate that never increases and cash value that accumulates over time, assuming premiums are paid of course. Because of such advantages, premiums are higher than for term life policies.

The Gerber Life Family Plan is a flexible insurance solution that allows you to cover yourself, your spouse and your children under a single policy. You can select either our Family Plan Term or Family Plan Whole life policy for yourself and include other family members as riders on your policy. It's a convenient way to provide life insurance coverage for the whole family.

Guaranteed Life Plan is whole life insurance for adults 50 to 80 (50 to 75 in New York) years old that builds cash value over time, and that can help protect your family from the burden of your final expenses. No health questions are asked and no medical exam is required.

Accident Protection Policy helps to provide financial protection 24/7, and immediate cash benefit in the event of covered accidental death or injury. Benefits start the first day and never decrease. For ages 18 to 69.

Gerber Life Insurance College Plan is an individual endowment adult life insurance policy that gives parents a safer way to prepare for college. The Gerber Life Insurance College Plan is available from $10,000 up to $150,000, and is payable in 10 to 20 years. It provides a secure and reliable way to prepare for a child’s college expenses and includes the benefit of adult life insurance for extra security. Lastly, the money paid at maturity can be used for any purpose, it is not limited to just college expenses.

Have questions? Contact our helpful life insurance representatives at 1-800-704-2180

¹ Guaranteed right to purchase additional insurance is through the Guaranteed Purchase Option Rider included on all standard issue policies.