Skip to main content
Back to Resource Center

Life Insurance Basics

Life Insurance Basics

This is your Life Insurance 101

These articles will help you learn the terminology and understand the different types of life insurance.

Swipe to see our products & get a free quote

Term Life
Term Icon

Family Plan Term Life Insurance

Adults 18-70

Flexible coverage at a price that’s right for you.

Whole Life
Whole Icon

Family Plan Whole Life Insurance

Adults 18-70

Keep it for life and build cash value.

Guaranteed Life
Guaranteed Icon

Guaranteed Life Insurance

Adults 50-80

Coverage for adults between 50 and 80 years old.

Accident Protection
Accident Icon

Accident Protection

Adults 18-69

Help protect loved ones without busting your budget.

Grow-Up
Grow-Up Icon

Grow-Up® Plan

Children 14 and under

Valuable protection that grows with your little one.

College Plan
College Icon

Gerber Life Insurance College Plan

Children 18 and under

Safe, secure and easy way to help pay for college.

Term Icon

Family Plan Term Life Insurance

QO Term Life Hero Image
Peace of mind for the next 10, 20 or 30 years with protection up to $2,000,000.

That’s what our Family Plan Term Life Insurance offers. It’s not just about you, it’s about your family too. Our plan gives you the flexibility to cover not only yourself, but also your spouse and kids. The best part? Your premiums stay the same, as long as they’re paid.

Whole Icon

Family Plan Whole Life Insurance

QO Whole Life Hero Image
A plan that grows with you, building cash value over time!

Our Family Plan Whole Life Insurance offers lifelong protection and the comfort of a premium rate that’s locked in (as long as you keep up with the payments). But that’s not all – you have the option to include your spouse and kids too! Now, that’s what we call “a lifetime of love and protection!”

Guaranteed Icon

Guaranteed Life Insurance

Get a free instant quote

Your quote

spinner sprite icon

Start here. It's easy!

Let us customize a Guaranteed Life Insurance quote just for you.

* Indicates required field

Still want to learn more, view our product page for more information.

Accident Icon

Accident Protection

Get a free instant quote

Your quote

spinner sprite icon

Get a Free Quote

Just enter the state you live in to get an instant quote.

* Indicates required field

Still want to learn more, view our product page for more information.

Grow-Up Icon

Grow-Up® Plan

Get a free instant quote

Your quote

spinner sprite icon

Get Your Free Quote Now

See how little it costs to help protect your child

* Indicates required field

Still want to learn more, view our product page for more information.

College Icon

Gerber Life Insurance College Plan

Get a free instant quote

Your quote

spinner sprite icon

Start here. It's easy!

Tell us about yourself, and we'll customize a plan just for you:

Child's Age *
Relationship to Child *
Your Age *

* Indicates required field

Still want to learn more, view our product page for more information.

We’d like to notify you about updates, videos, new products and more.

Notifications can be turned off at any time in your browser settings.