Accident Insurance (AD&D) Questions

This individual policy, available to you and your spouse, provides cash benefits in the event of a covered death or disabling injury as the result of an accident — 24 hours a day, anywhere in the world.

You can choose your coverage amount – from $50,000 to $250,000.

Your coverage starts as soon as we receive payment for your first premium.

You can pay by credit or debit card, check or money order. Premium payments that are automatically withdrawn from a bank account will receive an additional discount.

Monthly premiums are just $26.13 for $250,000.00 of coverage. Or choose $150,000.00 of coverage for only $15.68 a month. A $50,000 policy is just $5.23 a month.

No. Once you apply for accident protection insurance, your premium is guaranteed never to go up due to age or health.

This policy is available to anyone ages 18 to 69. No medical exam is required and there are no health questions to answer. Acceptance is guaranteed regardless of health.